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Subject to the requirements of statute, notification of any such change shall be given to the Cardholder by the Bank either in writing or by publication thereof. Such modifications shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints might be resolved as per the coverage of respective payment community (Visa/ Mastercard) and the decision of the fee community will be thought of as final. The Bank can’t be held responsible for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to notify BRAC Bank within one hundred twenty days of buying the product/service; the Bank will not be held liable to entertain the criticism. The Bank shall be entitled at any time without the consent of the Cardholder to assign and transfer the entire or any part of its rights of obligations under this Agreement.

From time to time, Bank could monitor and/or report phone calls between the Cardholder and Bank to guarantee the quality of its customer service or as required by relevant legislation. All playing cards, which wouldn’t have any payments pending for over a month or more, shall be renewed routinely. In case the Cardholder doesn’t need his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation ought to be despatched to the Bank two months upfront. Intimation sent earlier than two months or lower than 30 days before the expiry can’t be accepted. The Bank may present information about the Cardholder and the conduct of his/her accounts to any additional cardholder or to another person/body to whom the Bank transfers its rights and obligations under this agreement.

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